National Boat Owners Association - Best Insurance Agency. your charter boat insurance provider. By David García 22 August, 2023 16 August, 2023. If you’re ready for a quote, request one today and. This is a discussion that the owner must have with his or her insurance. DELIVERY: The OWNER agrees to deliver the yacht at the Port of Boarding in full commission and in proper working order, having all licenses required for any jurisdiction within the area of charter, outfitted as a yacht of her size, type andNoank, CT 06340. Box 3505. Charter Lobster Permit. P. Charter vessel operators are required to be licensed with the Coast Guard and meet the following 2a requirements: 2a. Charter Companies. 201 Seminole Street, Miami, Florida 33133, United. Established in 2015. Six pack boats are almost always faster. £3,000,000 Third Party Liability Limit (with the option to increase) No Increased Excess for Underwater Damage Claims. Agreed amount value. 15% for bait,percentage for the harbor and the landing. C. 200 - 499. Learn about the types of coverage available for boats and yachts and what’s required in the state of Ohio. Any applicant who has successfully completed your Captain’s License (OUPV) (MARTOW-340) course and presents our Certificate of Training within one year of the completion of training, will satisfy the examination requirements of 46 CFR 11. Charter Lobster Permit. Look no further! In this blog post, we will discuss why Encore Dental Insurance should be your top choice. When it comes to protecting your 6 pack charter boat, you need the best insurance for the cost. I am covered for 140 trips a years (2 semesters worth of fishing team and 8 weeks of summer camp) and can go out to 75 miles off shore. rentals, boat schools, or charters. Competitive Pricing! Please fill out the Insurance Quote Form and we will get back to you quickly, or you can call us at 800-990-9283. If you are intending to carry more than six paying passengers you need a Master Captain’s License – the highest level captain’s license issued by the USCG. Broader navigation limits covered to meet your cruising needs. Call: (989) 362-4073. Set up the business entity. Coast Guard Station Miami Beach crewmembers board the 50-foot pleasure boat Natalie on the Miami River in December 2019. Most charter boat insurance policies will have liability. You can find the form at On the website use the ships & shipping drop down menu, click on domestic shipping, and find the application under small-vessel-waiver-program. Therefore, assuming our reader will be at sea for more than 12 hours, he will need to employ a second licensed captain, regardless of the number of passengers that are aboard for the voyage. Markel Insurance - Best for Commercial Boat Insurance. Annapolis, MD 21403. Get a quote. 00. : Carlsbad, CA. Part Time Charter Coverage: This is a private pleasure yacht policy that has an endorsement to allow for a certain number of days of charter in a policy period- These are annual policies. Get me a quote from any of the above charters and I’ll do 25% under their cost. In our humble opinion, this is the broadest. 50*. PRIVATE PARTY FOUR PACKS STARTING AT 850 FOR A HALF DAY, SCROLL TO THE BOTTOM OF THE LIST. Protect your boat, your family and your budget with affordable coverage from Allstate. Poems. Performance. We have access to several carriers offering boat rental and charter boat insurance. Let’s take a look at costs first. Medical expenses and treatment of injuries in case of marine accidents. 50 administrative fee. Get me a quote from any of the above charters and I’ll do 25% under their cost. First Name. Bareboat Vessels: -> The owner does not provide the crew; the. Best for Charters and Sport Fishing. However, this figure is a rough estimate based on the most common types of boats. TomCharter boats that are licensed to carry six or more passengers are inspected by the U. They provide coverage for boats of up to 26 ft. ” It is not intended to be all-inclusive but was developed to assist the owners and operators and Coast Guard personnel during dockside or at-sea examinations. It is limited mainly to small boats engaged in charter fishing, whale watching, SCUBA diving, tour cruises, and more. 6 Pack Charter Boat Insurance Cost. Call us at: ( 808) 836-2277 or click the button below to send us a message for your quote. Charter boat insurance is a type of marine insurance that protects you from liability claims, property damage, and other risks that may arise from your charter operations. Coverage for personal effects. Charter boat insurance can help you protect your vessel and yourself while you focus on the task at hand. $1,400. Required mariner fees for evaluation, examination, and issuance can be found in 46 CFR 10. net Liability Insurance for 6-Pack OUPV Captains. Protection and Indemnity Coverage (similar to third party liability) up to $2,000,000. I'm curious what commercial boat captains (specifically owners) are paying for annual insurance? The cost certainly depends on hull value, liability limit, number of passengers, whether you overnight, distance from shore you are operating, etc. You get the benefit by having a great boat insurance policy and your local agent to service your policy. Domestic Six Pack Charters. Buy the gear necessary to run fishing charters. As Marine Specialists, Lucantha Marine Insurance takes pride in our in-depth understanding of the market as well as long established relationships in the industry. 00: Live via ZOOM. Like to find an affordable 6 pack charter. The Miss Brooke, a 29-foot heavy-gauge aluminum boat, is the only six pack charter in Brookings custom made to be a guided sportfishing vessel. Commercial Marine Insurance. Number 4: What if Damage Occurs? Among the greatest issues, individuals have when renting out their boat is what will occur if damage occurs. Commercial boat insurance generally isn’t required by law but may still be useful for any business that uses a boat for commercial activity. Six pack charter insurance is designed for the sport fisherman type of vessel not used for commercial use except for hire with a capacity of 6 or less passengers. The Six-pack captain’s license, also known as the OUPV license, is a designation awarded by the United States Coast Guard that allows the holder to take up to six paying passengers and crew out on the water. As the name suggests, this license allows you to carry up to six paying customers on your fishing charters. Up to 6 persons – 2. “6-pack” refers to the 6 passenger. 4407. Add to Cart. Boat: 1976 Sabre 28-2. The costs vary from year to year Bob, depending on what you need to do. Wherever your charter boat takes you and your clients, and whatever your activities, make W. Please advise the maximum length of any charter and the maximum distance from port that charterers are permitted to take your vessel. We all want cheap boat insurance rates, but customer service matters too. 07 Aug 2023. and 6-Pack OUPV Liability Insurance from 360 Coverage Pros provides that and more at a reasonable cost. In order to do so, we require the following information: - Serial numbers for all vessels and all other items over $2,500 (including tenders, auxiliary motors, boat lifts). S. Boat Make. What Does Boat Insurance Cost? The premium you will pay for a boat. Combine discounts – You can combine discounts to get up to 20% off if you book 180 days before departure, have booked with us before and book during a boat show. The core pieces of commercial boat insurance are liability coverage, also. Charter boat insurance and charter fishing insurance policies available to ensure your operation is protected. One of the biggest advantages of six pack fishing is the amount of room available on the boat. How Much Does It All Cost. WARRANTY: Please note, Warranty, in the insurance world, means “absolute”. 904-347-6727. 3 Lockwood Drive. And for captained vessels 70 feet or greater in length and. Or, call 1-866-749-7436. You need to make a genuine effort to make a profit, rather than just enough to cover your costs and get a free day out on the water. By Sanjida Mollick. Most six pack boats have a much higher ratio of crew to customers. S. of Cape Canaveral, Florida. Few companies to chose from in the marine field and many will not write commercial policies. Contact us toll free at 855-534-2727. Charter Snook Permit $10. Deep Sea Charter Fishing in Coos Bay and Charleston, Oregon offering exclusive daily trips for the entire family. $900. Box 3505. 83 /mo. If you want to take advantage of the vast number of opportunities out there, you will need a captain’s license recognized by the United States Coast Guard to get started. One of the best ways to save on your boat insurance costs is to work with an independent agent in the Trusted Choice. Coast Guard license. GEICO boat insurance policies can provide coverage for damage, new boat replacement, fuel spill liability, and more. 606. Pyarelal Ke Bachpan Ka Pyar this song type is Unknown. The OUPV/Six-pack or Charter Boat Captain's License is the most popular of the Captain's Licenses and is required for those wishing to offer fishing and sailing charters, drive a dive boat, or run sightseeing tours, etc. It provides you with peace of mind by taking care of the expenses associated with repair or replacement. The OUPV/Six-pack license is issued in three forms: Inland, Great Lakes & Inland, and Near Coastal. To learn more about the commercial boat insurance coverage options or to request a charter boat insurance quote call Global Marine Insurance at 800-748-0224 today. For example, you may pay about $2,500 a year to insure a $100,000 yacht. Beware of "named special deductibles" such as storm damage of 10% or more. An illegal charter may result in thousands of dollars in fines, and a possible denial of insurance coverage. Full night trip - 8 hours. Basically, there are no exceptions. ” This covers a boat worth $40k and includes a $1 million. NO crowds. 00. 25 Mar 2023. OUPV (6-pack) Limited OUPV; Master 25-200 Near Coastal;. Secure peace of mind with our comprehensive Charter Boat Insurance. St Augustine FL 32080. You can bring your own beer, just bring enough for the Captain!🍺🍺🍺 We are 420 friendly, again bring some for the Captain! I just need to have you bring your insurance card, as I have no liability insurance on the boat. Tell us what you're looking for and we'll recommend the best agents for you. Trips generally depart daily, but specific boat availability may vary. $900. Wrightsville Beach, NC Office. Purchase online or by phone. This policy helps protect against the cost of collisions or allisions with other vessels, as well as with docks and other stationary objects. Less people lles tangles. We always have a minimum of two crew and oftentimes 3, as there is a lot to do during a wide open bait stop. These policies are typically offered for new boats, and only for the first two or three years of ownership. Get the required U. g. A rule of thumb is that annual premiums will total 1 to 3 percent of the value of the vessel. Having U. $595. You need to make a genuine effort to make a profit, rather than just enough to cover your costs and get a free day out on the water. S. , etc. Providing water taxi services: This is a. 9. Owner Johnny and Captain Cassey specialize in private 4 pack charters aboard their Defiance 220 Admiral. See the table in the cost of fishing charter insurance section below for average prices of professional liability insurance for your fishing charter operations. Like to find an affordable 6 pack charter. A Charter Captain or Boat License is required to carry paying customers (where a fee is paid directly or indirectly) for the purpose of taking, attempting to take, or possessing saltwater fish or organisms. From 6-pack boats in Alaska, to drift boats in Oregon or inspected vessels in California to the East Coast and everything in between, we’ve got you covered. Charter insurance boats boat fishing specializing orlando charters mid pack near march cost quickrvinsurancequotes charter insurance testimonials quick quote why services contact boat pack charter . Specifically, charter captain (6-Pack OUPV) liability insurance can provide four protective layers to keep you financially safeguarded after an incident or injury on your watch. 2. Get Started Now: Sign Up to List Your Boat or Charter for Free. Let the. Costs are in large part based on fuel costs which are affected by weight and duration of trip. The Coast Guard. Using Your Boat for Business Commuting. Fish all day Saturday and all day Sunday until late, and return around 5 am Monday. Expect to dish out around $1,000 when it is all done. Whether you’re taking people out on the water to fish, dive, or for some sightseeing, your business depends on keeping them safe and happy. This boat was specifically designed to be a dive/passenger vessel for hire. Many boat leasing contracts consist of a provision that specifies the renter is accountable for any type of damage that occurs throughout the. But just like other insurance rates vary, boat insurance costs change depending on. Coast Guard license. Get your free quote today! 2. Although the boating experience for each version of the six-pack OUPV license varies slightly, the basic minimum requirements include: Being at least 18 years old. If you operate a charter boat, even a small six-pack boat, you should protect yourself and your guests from claims and accidents. The OUPV License. Get the required U. 00 boat should have an annual insurance cost of $1,500. Depending on the company, the. It would be best if your boat is over 25 feet and got a good engine. O. they are not all alike. Florida boat insurance deductibles. The charter withdrawal insurance (cancellation costs) is based on the "General conditions. See how Progressive simplifies boat insurance so you can enjoy your watercraft. Throw or hand over your lines to a crew member or dock staff on the dock, starting with the bow line, then the stern line, then the spring lines. O. The word "uninspected" is a technical term meaning that the equipment required, and the design of the boat, are less regulated. Boat insurance generally costs between 1% and 3% of the boat’s value per year but the cost may be higher for larger boats. How to get maryland commercial watercraft rental insurance application near. Best for High-Value Yachts. Please advise the number of charters undertaken annually. We provide charter boat insurance coverage for the full-time charter business as well as six pack charters USCG inspected charters fishing guides and the occasional charter. The cost of boat insurance may be than you think. The Towing Endorsement is required if you will be engaged in towing a. g. Maritime Insurance International offers a wide range of commercial vessel insurance and charter boat insurance products. We have taken that one step further with the introduction of our new Charter Boat Policy. 5% of the boat’s value. With that in mind, it's important to understand. The course offered by Sea School is $550, however all the other requirements you must satisfy such as the drug testing, physical, cpr and first aid add up to the $1000. The OUPV License, often referred to as the Six-pack License or Charter Boat License, allows you to operate an uninspected vessel with up to six paid passengers on board. There are also fees associated with submitting your application as well. These include the value and age of the boat, how it is used, the vessel’s length, safety equipment onboard, and the operator’s experience. 50 Charter Boat - 6 or fewer customers $401. 6 Pack Charter Boat Insurance Cost. Tell us what you're looking for and we'll recommend the best agents for you. You do not have to be a U. Suite 302A. Enjoy life on the water with boat insurance from Progressive. Contact ISR today to help you write and retain more of your Six Pack Charter business. INAMAR also offers discounted commercial insurance for Captains that take less than 30 paid trips per year. Whether you own and operate a six-pack or a smaller vessel, Global. I am 10K into this. $5. Starting At $ 25. your charter boat insurance provider. The cost of 6 pack charter boat insurance can vary depending on factors such as the type of vessel, your experience, operating area, coverage limits, and deductibles. A Michigan boat insurance policy can protect against unexpected dangers like vandalism, theft, and fire, particularly during the colder months when your boat isn't in use. I ran a 6pk for 25 years. This license is properly termed “Operator of Uninspected Passenger Vessels” ( OUPV) and is commonly referred to as the “6-pack” or “Charterboat Captain’s License”. Both times it was with different captains and similar experience each time. 6 Pack Charter Boat Insurance Cost. Mission Underwriting Managers, LLC is a licensed insurance agency, NPN. The OUPV license may be upgraded to a Master license. It should be dependable at the same time. Start Quote. 6 max no limit holdem 100bb 500z cash game preflop gto solutions Really good low stakes 6-max preflop ranges 2021 (free matrix viewer at Preflop ranges 100bb 6-max pre-flop ranges Max preflop chart table alan strategy coach jackson selection nl6-max pre-flop ranges Zoom postflop automation power tool-home – best poker coachingPoker. Building a boat can be a significant investment, but the cost to build an aluminum boat can vary depending on a number of factors. Home; Health; Insurance; More; Hooligoons. Annapolis, MD Office. Noank, CT 06340. Add to Cart. ” This covers a boat worth $40k and includes a $1 million. Compare the average cost of general liability insurance for a fishing charter business to other professional industries using the graph below: Several factors will determine the price of your policy. Get a quote online or by phone, quotes on your screen in 90 seconds. 2. 25 T- Jason. Deep Sea Charter Fishing in Coos Bay and Charleston, Oregon offering exclusive daily trips for the entire family. Whether your insured owns and / or operates a Six-Pack Charter, JSM can help secure the coverage they need. Obtain the appropriate insurance. Coast Guard license. S. The basic OUPV license is called a “six pack” because it allow the operator to take up to six passengers on an uninspected vessel. Our quick quote provides competitive boat insurance rates from the best boat insurance companies. ice, bait, boat fuel, lunch). When the unexpected happens, you want to be sure you’re covered for property loss and liability so you can keep your operation afloat and your reputation ship-shape. The legality of vessels hired for charter purposes came to a tee in March, when the Coast Guard ordered a vessel owner to cease an illegal charter operation. Charterboat Captain/OUPV/Six Pack - COST: $1,395. Wilmington, NC 28403. PVI insurance, also known as personal vehicle insurance, is a type of coverage that helps protect you against financial loss in case of accidents or theft involving your car, motorcycle, or any other personal vehicle. Benham and reeves careers. . A charter boat insurance policy can cover. In reality, boat premiums can range. Hodgens Marine Insurance, Inc. Full service boat charters serving south Florida area. com or 843. ) any additonal amounts agreed verbally or by email by Owner and Charterer. Up to 6 persons – 2. Boat liability insurance can provide coverage for hospital expenses, rehabilitation, and other medical costs. Jan 17, 2023. Choosing a boat – The boat is essential when starting a charter fishing business. Charleston, 97420. 12 Factors That May Impact Boat Insurance Costs. A charter boat captain can charge upwards of $625 for a four-hour fishing trip. As the largest broker in Canada and 5th worldwide, we have the resources and experts to ensure your marine needs are. Regardless of the risk of getting caught, this is obviously not a good idea. Annapolis, MD Office. Charter Boat – 11 or more customers* $801. In Person Classes Get Your Captain's License 281-384-2020 Become a Charter Boat Captain, Get your Master's Upgrade 25-50-100 Ton, Houston, League City, Galveston 281. Of course, we recommend that every charter operator purchases boat insurance. Wilmington, NC 28403. List of Regs and Links. There is a pretty broad personal lines boat policy that has the ability to add for tourney pros and guides. 8. We can offer the most appropriate insurance for your clients Charter Boats. Typically, the insurance premium will be influenced by the boat’s characteristics and usage when insuring a 6-pack charter boat (a vessel that can carry up to six passengers). Annapolis, MD 21403. 3 Charterers initials: _____ Owner/Agents initials: _____ 6. vessels that carry passengers for hire, commonly called charter boats or “six packs. ) $75 per hour fuel surcharge after four nautical miles from and back to the departure point; and (iv. Ninety of these days must be spent near coastal, great lakes and inland, or inland, depending on the area you want to operate. The red light is on the port (left) side of the boat, and the green light is on the starboard (right) side of the boat. Every policy has a physical damage deductible, which may be a percentage of your boat's value or a dollar value, such as $500. When you're ready to purchase, we can email the policy within minutes. If you’re new to the charter boat business, it’s a good idea to set up a mentoring partnership with an established company. Skip to content. Today, we are diving into a topic that I know is on everyone's minds - insurance. Sound Devices A boat of more than 39 feet 4 inches (1 2 meters), but less than 65 feet 6 inches (20 meters) must carry on board a bell and a whistle, or a horn. Whether you're sailing the high seas or relaxing on the lake, protect yourself and your crew with a policy that can start as low as $25* per month. show lawful admittance to the United States for permanent residence. Massachusetts. We provide charter boat insurance coverage for six pack charters, fishing guides, including full-time and occasional charter. Shark Fishing Charter (Night) Average price: $507. Auto Maintenance Repair Auto Paint & Body Shops Boat Engine Repair (on Land) Detailer Emergency Vehicle Repair Heavy Truck Dealer/Repair + 2 more 13 states. Charter Boat – 6 or fewer customers. 903 (a)(24) for original issuance, 46 CFR 10. Charter Boat - 6 or fewer customers $401. Bareboat charters were developed as a financing tool in the commercial shipping industry. 541-378-3040. Annapolis, MD 21403. Sort By. Our quick quote provides competitive boat insurance rates from the best boat insurance companies. In regards to boat ownership, can the boat have joint ownership--part LLC part someone else. Open Party charters start at $200/angler and go up to $1500 a ticket for multiday charters. Box 3505. Charter Boat – 11 or more customers* $801. When it comes to protecting your 6 pack charter boat, you need the best insurance for the cost. Client Benefits. To qualify for this license, the captain of a charter fishing vessel must present the following:To handle a boat insurance claim, you should follow these steps: #1. 1 Steps to obtain harterboat aptain’s License ~OUPV, “6-pack”) with the United States oast Guard 1 3 2 4 For questions, please refer to: US oast Guard at ì ð- ñ ô õ- ò î î ñ Louisiana harter oat Association at Regional Exam enter New Orleans at ~Phone - ô ô ô- ð î ó- ñ ò ò î ~Fax - õ ô ñ- ò î ð- ñ ó ñ óBoat insurance costs vary and can run from $500 per year for smaller boats to thousands of dollars for large yachts. The trips range in duration from 1/2 Day and 3/4 Day on the Nautilus and Patriot all the way to 2 Day trips on the Aggressor. One of the most popular ways to experience this is through a full day, 12-hour sport fishing trip departing from San Diego Bay or Mission Bay on one of our fleet of 30 vessels. We also understand. This waiver is fairly simple to get and will cost $500. 6-pack charter boat insurance cost Charter six boat pack choosing alaska fishing tips capacity person Maryland 1978 school charter license plate # hs 2614. There may also be a separate deductible, depending on the type of boat you have. 360 Coverage Pros is an insurance industry leader specializing in providing professional liability solutions for small businesses and independent contractors. The Six-Pack captain’s license, also known as the OUPV license, is a designation awarded by the United States Coast Guard that allows the holder to take up to six paying passengers and crew out on the water. Depending on your charter destination, a charter company will usually charge anywhere from $25 to $45 a day per person to provision your boat. There may also be a separate deductible, depending on the type of boat you have. dive boat was built by Delta Boats/Canaveral Custom Boats Inc. Individual factors will come into play, but, in general, the 1. With its wide range of benefits, exceptional customer service, and competitive pricing, Encore Dental Insurance stands out from the crowd and can help you achieve optimal oral health without breaking the bank. 8. Get details about boat insurance in Ohio. They call for a boat owner to turn over almost all aspects of ownership to the person chartering the boat, for the duration of the charter. Customers would want a boat that would take time to bring them to what they love to do, fishing. Report the claim to your insurance company as soon as possible. Know your boat’s limitations. Just like your home, your boat can be damaged, stolen or destroyed, and. Our guided trips are a maximum of 6 people. In reality, boat premiums can range. U. 6-pack Charter Boat Insurance Cost. We have access to several carriers offering boat rental and charter boat insurance. All of our boats US Coast Guard certified and licensed, as well as being impeccably maintained. Having U. Commercial and Marine Insurance: 221 S. Price. Almost all small fishing charter business should have enough professional liability insurance to cover a single claim of $25,000, with annual cover of $50,000. -based customer care. If anyone tells you that there is a good living to be made in the 6 passenger charter business they are blowing smoke up your nose. 3 Lockwood Drive. If you own a luxury yacht, however, it is possible for your costs to exceed $1,000 annually. You've worked hard to get your "6-pack" Captain's License. Hooligoons. 2002 Eastwood Road, Suite 301. 17 Hmr Trajectory Chart. 5 Star Rating System The following are approved equivalents under this program: Note: (1) The operator must also have safety-training program established and a system of record keeping showingCONTACT US. Accidental damage due to fire, theft, malicious damage, sinking, stranding, collisions and salvage costs. Examples insured complicated insurance expert insurance charter insurance testimonials quick quote why services contact boat cost quickrvinsurancequotes charter coverages orlando charters mid pack nea Since 1966, BoatUS has been helping to make boating safer, more affordable, and fun. 00. Yacht luxury croatia concierge charter services contactYacht luxury yachts charter boat bond pati golden greece boats superyacht superyachts used watches available film super james fancy vacations Luxury yacht charter croatiaCroatia yacht. The term “charter” or charter boat is often misused. 5% rule is reasonably accurate for estimation. $1,400. Coast Guard certified. This means you get to enjoy all the fun and excitement of a full-day fishing trip without the high cost of booking a private charter. I run 5 boats in my fleet and each boat along with it's guest are covered daily. 5 Star Rating System The following are approved equivalents under this program: Note: (1) The operator must also have safety-training program established and a system of record keeping showingCONTACT US. $330. P. Get a quick boat or yacht repair insurance quote. We offer markets that secure coverage for charters as well as Six-Pack Charters, or Charters that carry more than six passengers. 219 (Mariner Fees). By David García 1 September, 2023 16 August, 2023. Is there a prerequisite for earning a 6-pack license? To earn a 6-pack license, you must fulfill five USCG. Good luck and fair seas! 28-09-2017, 09:51 #9: roverhi. 2. Complete the interactive Combined Registration Application online to register new business tax. Some of the most popular species caught. Club Marine has flexible cover options to suit your boating lifestyle. I have not have good. Midway loopnetCharter Boat - 4 or fewer customers $201. That’s where high-performance boat insurance comes in. 6-Pack Charter Boats; Sailboats; Runabouts; Contact us today for more information about yacht insurance. Part Time Charter Coverage: This is a private pleasure yacht policy that has an endorsement to allow for a certain number of days of charter in a policy period- These are annual policies. You cannot use the boat to entertain clients or that will nullify the boat transport deduction. There is a pretty broad personal lines boat policy that has the ability to add for tourney pros and guides. COMPREHENSIVE AFFORDABLE. Your HUB MarineInsurance Team. Most lenders allow a maximum deductible of 2% of the insured value. Since 1966, BoatUS has been helping to make boating safer, more affordable, and fun. Insurance Land can help you to navigate the waters of securing the appropriate charter boat insurance for your charter service. Posted Over 1 Month. 5-day Cobalt Sportfishing trip: Depart Friday at 9 pm to pick up live bait and head out to the fishing grounds.